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Rice Military – Market Update

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For those who might be considering moving into a trendy and totally fun neighborhood; Rice Military is definitely an option. This community is the neighborhood of choice for young, urban professionals and affluent home seekers. Close to downtown employment and Galleria shopping, Rice Military is an exciting place to call home. Here is a list of all […]

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January – eNewsletter

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Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general. Please click on this link to view the […]

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Lender Required Documents

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  Documents required by Lenders for residential purchases (General list-additional docs may be required)   For W-2 employees Proof of income (30 days of pay stubs and 2 years W-2) Proof of Assets  (60 days of bank statements – all accounts, all pages) List of all properties owned and proof of tax and insurance costs […]

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Fair Housing – Did you know?

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The Office of Fair Housing and Equal Opportunity (FHEO) administers and enforces federal laws and establishes policies that make sure all Americans have equal access to the housing of their choice. For more information or to learn more about the Fair Housing Act visit: http://portal.hud.gov/hudportal/HUD?src=/program_offices/fair_housing_equal_opp/FHLaws/yourrights Good luck!

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eNewsletter – September 2011

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Hello! Here is the September eNewsletter that brings you lots of valuable information on the housing market with the most current data. Click on the link below: http://karilizperez.housingtrendsenewsletter.com/ NEWS: “Texas underwater mortgages half the national average Only 10% of all residential mortgages in Texas were “underwater”in the second quarter, well below the national average of 22.5%. […]

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Glossary 101 Part. 2

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What do you do when you meet a Real Estate agent for the first time and by the end of the conversation you did not understand anything she/he said? Do you go back word by word to get the definitions of all the terms you did not understand or do you just say Yes, Yes.. without […]

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Glossary 101 Part. 1

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As a 1st Time Home Buyer, it could be really easy to get overwhelmed by all the terminology that realtors and mortgage brokers use. In many cases, you probably never heard of APR, Interest rates or appraised value.  So to help you feel more comfortable when talking to an agent or your bank representative, I […]

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Foreclosure

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Foreclosure:  The process of taking possession of a mortgaged property as a result of someone’s failure to keep up mortgage payments. Foreclosure is a social reality.  There are over two million homes in foreclosure these days and counting.  Foreclosure listings include bank owned, HUD homes, Government foreclosures and REO.  There are all kinds of foreclosure […]

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What’s Happening in Local Markets?

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Find out What’s Happening in Local Markets? The JUNE -2011 Housing Trends eNewsletter is ready for you.Here is the link to this month’s issue:  http://karilizperez.housingtrendsenewsletter.com Did you know? Five Texas cities rank among the nation’s top 25 for college graduates. The rankings were based on housing costs, job opportunities, average income, cost of living, and the […]

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